Bankovní akcie: Investice do bankovního sektoru

Investování do bankovních akcií může být skvělou příležitostí pro dlouhodobé investory, ale není to vhodné pro všechny. Bankovní akcie se pohybují uprostřed rizikového spektra. Jsou náchylné k ekonomické recesi a citlivé na výkyvy úrokových sazeb, což jsou dva hlavní rizikové faktory. Nicméně, jako v případě většiny jiných obchodních odvětví, riziko spojené s bankovními akciemi se může lišit mezi jednotlivými společnostmi.

Rizika jsou zejména díky tomu, že banky jsou podniky, které jsou výrazně ovlivněny ekonomickými cykly a recesemi. Základním principem je, že banky jsou závislé na tom, že lidé jsou ochotni utrácet a půjčovat si peníze s cílem dosáhnout zisku. Během recesí však dochází ke snížení poptávky po nákupu aut, domů a také k omezení používání kreditních karet. Navíc, jak si přiblížíme v další části, více spotřebitelů má tendenci mít potíže se splácením svých dluhů během recese, což může bankám způsobit ztráty v podobě nevratných úvěrů.

Tabulka níže poskytuje podrobné informace o bankách a finančních společnostech z oblasti bankovnictví, které jsou veřejně obchodovatelné. Akcie jsou seřazeny podle jejich tržní kapitalizace, což je ukazatel jejich velikosti na trhu.

Bankovní akcie
AkcieCenaTržní kapitalizace
$141.33413.01B
1398.HK
ICBC
1398.HK
$0.53630.2339T
$28.88230.11B
$0.48770.1672T
$0.89360.1606T
$0.54830.148T
$37.86151.01B
$41.50155.72B
$84.52141.16B
$92.27128.23B
3968.HK
CM BANK
3968.HK
$4.70117.82B
$65.53122.09B
$63.74107.54B
$58.65107.83B
$324.32107.82B
$54.5199.20B
$46.5090.52B
$0.734470.89B
$19.2877.12B
$23.1580.91B
$60.7773.68B
$7.0484.65B
$0.60680.0001
$32.160.0593T
$7.140.0637T
D05.SI
DBS
D05.SI
$22.7158.58B
$16.9653.10B
$0.818954.56B
$86.5961.19B
$20.0362.23B
$9.7758.27B
$49.5259.33B
$13.5147.34B
$3.4356.33B
$8.3055.54B
$2.3548.90B
$0.37380.0564T
$14.9844.92B
$5.4253.12B
MQG.AX
Macquarie
MQG.AX
$112.4843.48B
KOTAKBANK.NS
KOTAK MAHINDRA BAN
KOTAKBANK.NS
$23.560.0468T
$2.4444.63B
$123.5949.40B
$31.5948.42B
$2.8539.65B
$0.928939.50B
$12.8746.48B
O39.SI
OCBC Bank
O39.SI
$9.0840.81B
$6.9941.84B
$6.0144.81B
$2.2436.78B
$10.3137.14B
UCG.MI
UNICREDIT
UCG.MI
$20.2937.32B
000001.SZ
PING AN BANK
000001.SZ
$1.6832.63B
$3.0739.06B
$42.5439.04B
$32.2242.91B
$11.7935.65B
U11.SI
UOB
U11.SI
$20.6634.66B
$1.0430.41B
$3.0332.06B
$110.3342.12B
AXISBANK.BO
AXIS BANK LTD.
AXISBANK.BO
$11.250.0347T
$43.0133.94B
$0.33860.0316T
$6.6729.96B
$7.620.0276T
$7.8830.64B
$3.2634.59B
$13.6526.10B
$3.6424.03B
$0.44424.50B
CABK.MC
CaixaBank
CABK.MC
$3.9129.28B
1010.SR
Riyad Bank
1010.SR
$8.4325.28B
$73.2224.74B
$0.55422.90B
$6.9732.72B
$1.9824.55B
BBAS3.SA
BRASIL ON NM
BBAS3.SA
$8.8625.35B
$3.9023.51B
$72.2024.13B
$10.9523.06B
$10.6121.58B
$8.320.2342B
$1.4521.31B
$125.3020.78B
$9.6119.75B
$88.6720.80B
$2.0917.43B
$3.140.1759B
$24.3319.50B
$16.1218.12B
$8.5517.03B
$1.0515.57B
$21.4818.43B
$8.3216.53B
$25.9617.67B
$7.910.1303B
$1.1816.45B
$0.669514.25B
$0.794215.55B
$37.2114.50B
$1.2112.55B
$26.1413.76B
$0.811912.92B
$33.2513.98B
$1,971.840.0132T
$10.9115.75B
$1,303.2518.75B
$0.875312.44B
$63.1612.56B
$15.1113.08B
LUMI.TA
LEUMI
LUMI.TA
$6.970.1075B
$10.3012.89B
$0.921612.91B
$10.4012.47B
POLI.TA
POALIM
POLI.TA
$7.870.1053B
$0.849712.81B
$27.8513.48B
$4.690.011T
BANKBARODA.NS
BK OF BARODA
BANKBARODA.NS
$2.2711.74B
$0.90211.93B
$0.60680.0113T
$4.2011.22B
$9.919.91B
SUN.AX
Suncorp
SUN.AX
$8.7511.08B
$6.9610.44B
INDUSINDBK.NS
INDUSIND BANK LTD
INDUSINDBK.NS
$15.6612.15B
$21.6010.91B
$70.360.0815B
$137.4610.93B
SCB.BK
SCB_SCB X
SCB.BK
$3.0510.27B
$3.6711.02B
1023.KL
CIMB
1023.KL
$1.0411.12B
$9.8510.48B
$0.72889.94B
5819.KL
HLBANK
5819.KL
$4.118.58B
$0.77959.74B
2016.HK
CZBANK
2016.HK
$0.33338.14B
$4.749.05B
$3.809.01B
$18.208.57B
$31.450.081B
323410.KS
KakaoBank
323410.KS
$20.220.0096T
$11.529.68B
PKO.WA
PKOBP
PKO.WA
$8.2110.26B
$10.239.56B
$31.810.0089T
BCVN.SW
BC VAUD N
BCVN.SW
$102.198.78B
SPL.WA
SANPL
SPL.WA
$87.278.92B
$1.487.20B
$28.388.54B
$0.42166.96B
$0.67337.24B
CANBK.NS
CANARA BANK
CANBK.NS
$3.816.92B
$0.63577.00B
$4.676.79B
$10.807.80B
$2.016.72B
$0.6037.22B
$31.347.25B
024110.KS
IBK
024110.KS
$7.800.0062T
UNIONBANK.NS
UNION BK OF INDIA
UNIONBANK.NS
$0.88426.05B
$26.156.29B
$27.676.81B
$0.56056.80B
$0.59486.30B
$50.466.29B
$8.856.53B
$106.986.89B
$0.30815.82B
3618.HK
CQRC BANK
3618.HK
$0.34865.82B
$1.375.76B
$51.987.35B
$10.570.0515B
$30.725.80B
$0.58675.95B
BAMI.MI
BANCO BPM
BAMI.MI
$4.136.23B
$11.005.92B
$38.446.72B
YESBANK.NS
YES BANK
YESBANK.NS
$0.19935.73B
$9.406.27B
PEO.WA
PEKAO
PEO.WA
$24.846.52B
$7.060.0465B
$1.076.01B
$1.565.80B
IDFCFIRSTB.NS
IDFC FIRST BANK
IDFCFIRSTB.NS
$0.8865.87B
$86.565.76B
INDIANB.NS
INDIAN BANK
INDIANB.NS
$3.434.27B
BKT.MC
Bankinter
BKT.MC
$6.035.42B
$29.410.005T
$1.105.11B
$14.914.94B
$67.075.09B
$6.245.71B
BANDHANBNK.NS
BANDHAN BANK LTD
BANDHANBNK.NS
$3.235.20B
$4.464.46B
OBS.VI
Oberbank
OBS.VI
$125.904.44B
JYSK.CO
Jyske Bank
JYSK.CO
$71.754.61B
BANKINDIA.NS
BK OF INDIA
BANKINDIA.NS
$0.90673.72B
$0.04834.67B
$0.27944.33B
$4.663.82B
$0.55284.67B
$62.814.52B
FIBI.TA
FIBI BANK
FIBI.TA
$37.780.0379B
$31.914.31B
$21.854.55B
$29.484.31B
$67.944.16B
$28.204.03B
$0.32920.0039T
BBAJIOO.MX
BANCO DEL BAJIO
BBAJIOO.MX
$3.073.65B
$11.584.18B
$0.45753.67B
$0.22333.37B
$37.954.37B
$1.293.45B
$53.454.10B
0B2.F
BAWAG
0B2.F
$45.993.83B
FEDERALBNK.NS
FED BANK
FEDERALBNK.NS
$1.533.25B
$79.393.42B
1295.KL
PBBANK
1295.KL
$0.819315.90B
$16.323.95B
$5.633.20B
$12.033.58B
$0.8973.54B
$12.023.37B
MBK.WA
MBANK
MBK.WA
$91.583.89B
$19.623.59B
$535.533.20B
$32.323.58B
$2.993.74B
$29.154.32B
$0.40352.75B
$1.523.57B
$0.47334.69B
$0.63653.16B
$9.963.02B
$62.973.05B
$0.99212.63B
$52.762.83B
$0.38352.59B
$24.762.85B
$44.522.42B
$24.062.51B
$1.960.0267B
$263.902.44B
$91.103.00B
$0.06270.0023T
$131.041.93B
$41.132.43B
$50.972.44B
$18.642.30B
$76.632.25B
$35.622.16B
$18.012.30B
$49.072.17B
$37.354.09B
$32.012.32B
$17.812.27B
$0.15960.0022T
$36.392.24B
$12.072.13B
$20.681.97B
$27.572.07B
$20.631.98B
MONET.PR
MONETA
MONET.PR
$3.611.85B
$0.18510.0018T
EQB.TO
Equitable
EQB.TO
$50.041.89B
$18.791.81B
$12.182.02B
$45.191.68B
$13.201.84B
$1.930.0000
$24.571.84B
$28.091.85B
$12.120.0182B
$22.351.89B
$105.561.71B
$42.961.70B
$33.191.82B
$28.351.69B
$47.491.63B
$13,200.001.54B
$0.58871.47B
$28.541.60B
$11.251.30B
$0.92231.33B
$42.281.58B
$92.001.39B
$25.911.54B
$22.531.38B
$11.241.43B
$20.981.56B
$1.501.11B
$46.101.35B
$36.791.52B
$36.221.55B
$30.311.29B
$53.961.37B
$13.481.39B
$7.861,061.58M
$28.301.14B
$29.531.38B
$0.75591.06B
$32.681.34B
$48.071.29B
$26.921.34B
$25.151.34B
$2.061.23B
$57.681.28B
$17.201.30B
$26.461.26B
$32.851.24B
$24.021.04B
$29.091.13B
$40.771.09B
$35.931.19B
$43.931.08B
KARURVYSYA.NS
KARUR VYSYA BANK
KARURVYSYA.NS
$1.301.04B
$24.441.06B
$20.241.12B
BSLI3.SA
BRB BANCO ON
BSLI3.SA
$3.071.06B
$23.251.04B
$24.361.09B
$8.721.05B
$28.23873.01M
$18.901.03B
0440.HK
DAH SING
0440.HK
$2.590.8284B
$22.16981.18M
$29.53873.15M
$67.50993.37M
$14.02911.57M
$15.25907.16M
$4.53925.19M
$56.41819.01M
$44.45877.79M
$6.34863.25M
$27.62857.65M
$10.20738.43M
$6,495.210.0000
$27.37967.66M
$17.32672.18M
$8.84783.36M
$2.941.18B
$21.36656.10M
$18.66703.66M
$20.30737.39M
$50.09722.90M
$40.77681.51M
$3.320.576B
$35.90645.61M
$11.62674.51M
$52.18628.45M
$17.75622.35M
$19.18648.55M
$18.79602.05M
$29.31557.61M
$14.74577.50M
KTKBANK.NS
KARNATAKA BANK
KTKBANK.NS
$1.860.5806B
$25.67802.03M
$15.13540.57M
$12.85573.95M
$31.91543.16M
$25.03513.84M
$7.16473.16M
$15.41471.73M
$10.84504.39M
$15.74480.64M
$28.02504.84M
$29.86435.74M
SOUTHBANK.NS
SOUTH INDIA BANK
SOUTHBANK.NS
$0.23150.4845B
$27.20462.84M
$9.30474.56M
$7.94484.10M
$2.25408.74M
$27.95447.18M
$8.82410.93M
$0.0330.0004T
$39.21433.68M
$7.60913.83M
$201.28432.23M
$16.04433.17M
$54.30425.39M
$9.78431.46M
$17.89376.81M
$17.56441.52M
$38.56436.86M
$21.69368.82M
$19.81341.89M
$24.96377.98M
$23.80368.45M
$21.29369.81M
$26.83456.83M
$19.62324.78M
$28.17344.29M
$51.50370.13M
$9.23316.52M
$19.94312.57M
$12.58370.97M
$21.95299.18M
$28.40301.76M
$13.45269.25M
$17.74355.99M
$25.25297.97M
$19.71302.77M
$36.70281.44M
$40.15287.10M
$24.89275.75M
$4.46251.37M
$12.60265.13M
$16.57254.70M
$4.99253.45M
$32.85271.04M
$32.26274.96M
$9.74272.08M
$16.74251.86M
$15.55245.20M
$17.89288.30M
$11.53229.42M
$29.45330.17M
$19.10242.54M
$39.490.0018B
$27.77230.30M
$23.75217.40M
$23.21233.69M
$40.41228.28M
$26.72216.13M
$33.76197.96M
$16.62204.63M
$24.26198.97M
$16.95202.50M
$18.65198.77M
$20.47178.73M
$24.86200.07M
$11.14211.58M
$16.91229.64M
$7.33191.34M
$11.48193.37M
$8.26205.55M
$23.81186.71M
$32.50183.39M
$52.00178.60M
$18.82180.56M
$18.48166.13M
$29.33157.38M
$15.85186.31M
$24.60173.75M
$22.19166.92M
$27.04153.30M
$15.00156.04M
$24.51133.89M
$17.21164.14M
$14.54273.30M
$5.63105.70M
$17.78127.68M
$5.96132.37M
$18.43124.74M
$17.76100.09M
$12.00137.17M
$8.19124.25M
$25.60148.66M
$9.90126.86M
$24.58117.41M
$11.60115.04M
$15.23127.29M
$15.45118.11M
$5.4598.02M
$7.88139.39M
$15.9779.85M
$7.99103.77M
$11.51132.88M
$10.7095.50M
$12.60121.81M
$7.7097.74M
$12.65116.07M
$4.7099.74M
$12.1585.33M
$22.32100.61M
$1.2277.60M
$3.9916.86M
$0.1096.86M